Unit
The all-in-one platform to embed accounts, cards, payments, and lending.
Annualized Transaction Volume
$100B+
End Customers on Platform
7.8M+
Companies Building on Unit
200+
About Unit
Unit offers a comprehensive financial infrastructure platform designed for software companies to embed banking and lending services natively. Through its API, businesses can offer end-users features like FDIC-insured checking accounts, virtual and physical debit and credit cards, and multiple payment rails including ACH, wire transfers, and checks. The platform is built to accelerate time-to-market, allowing companies to launch financial products in weeks. Unit also supports embedded lending, enabling platforms to offer credit and financing to their customers. It serves a diverse clientele, from startups to established tech companies, marketplaces, and neobanks, helping them unlock new revenue streams and increase customer engagement.
Accounts & Cards
Business & Individual Accounts
FDIC-insured checking accounts through partner banks.
Debit & Credit Cards
Issue and manage physical and virtual cards with custom rewards.
Interest Bearing Accounts
Offer interest-bearing accounts to end-customers.
Payments & Money Movement
Payment Rails
ACH, wire transfers, internal transfers, and book transfers.
Check Services
Send and deposit paper checks.
Card Payments
Accept incoming card payments to fund accounts.
Lending & Capital
Embedded Lending
Offer lending products like charge cards, invoice advances, and cash advances.
Ledgering
Real-time, double-entry ledger to manage financial data.
Compliance
Built-in compliance tools and guidance to manage regulatory requirements.