Smile Identity
Verified Identity & Verification Est. 2017

Smile Identity

AI-powered Identity Verification for the Next Billion Users

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US Africa

Identity Checks Completed

400M+

Clients

4 of 5 top Nigerian banks

User Pass Rate

1-1.5% False Rejection Rate

About Smile Identity

Smile ID offers a comprehensive identity verification platform designed to address the specific challenges of rapidly digitizing markets, particularly in Africa. Their solution provides a layered defense against fraud by combining biometrics, device intelligence, network intelligence, and source-of-truth verification through government databases and proprietary document analysis. The platform is optimized for real-world conditions like low-light environments and poor internet connectivity. Key use cases include seamless user onboarding, secure authentication for high-risk transactions, and continuous AML screening against global and local watchlists. With over 400 million identity checks completed, their AI models are continuously trained on local faces and documents, ensuring high accuracy and reducing friction for legitimate users.

Core Services

Onboarding

Verify new users via government database checks, document verification, and biometric analysis.

Authentication

Re-verify users at high-stakes moments like logins, password changes, or large transactions.

Aml Screening

Check identities against over 1,000 global and local sanction lists, PEP, and adverse-media lists.

Key Technology

Network Intelligence

Leverages data from over 400 million identities to detect emerging fraud patterns.

Layered Defense

Combines biometrics, device intelligence, and source of truth verification for robust security.

Market Specialization

AI models are trained on local documents and faces, and SDKs are optimized for low-light and low-bandwidth conditions.

Tags

FinTech API Verification
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Founded 2017
Country US
Coverage Africa
Access Type Hybrid
Pricing Model Pay-as-you-go
Pricing Visibility Contact sales
Sandbox Not available
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