Ramp
Verified Finance & Spend Management Est. 2019

Ramp

The all-in-one spend management platform designed to help businesses save time and money.

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US Global

Businesses Served

50,000+

Month-End Close

75% faster

Global Acceptance

200+ countries

Partner Offers

$350K+

About Ramp

Ramp offers a comprehensive, AI-powered spend management platform that aims to replace multiple disconnected finance tools. Its core product is a corporate card with built-in spend controls and cashback rewards. The platform automates expense reporting by capturing receipts at the point of sale and using AI to categorize transactions. It also includes a full accounts payable suite for invoice processing and bill payments, a travel module with policy enforcement at booking, and a procurement system to streamline purchase requests. Ramp provides deep, real-time integrations with major accounting systems like NetSuite, QuickBooks, Xero, and Sage, enabling businesses to automate their accounting and gain full visibility into company-wide spending.

Core Platform Features

Corporate Cards

Unlimited physical and virtual cards with preset controls, no personal guarantees, and up to 5% cashback.

Expense Management

AI-powered receipt capture, automatic policy enforcement, and reimbursements in 1-2 business days.

Accounts Payable

Automated invoice processing with OCR, three-way matching, and multi-method payments (ACH, card, check, wire).

Travel

Policy enforcement at booking, automatic rate monitoring, and automated per diem management.

Procurement

AI-powered intake forms, dynamic approval routing, and automated purchase order generation.

Accounting Automation

Native, real-time integrations with NetSuite, QuickBooks, Xero, Sage, Workday, and Oracle.

Pricing Tiers

Free

Core features including corporate cards, expense management, and AP for free. Integrates with QuickBooks and Xero.

Plus

$15/user/month. Adds advanced controls, multi-entity support, and integrations with NetSuite and Sage Intacct.

Enterprise

Custom pricing. Adds Workday/Oracle integration, dedicated support, and global card issuance.

Tags

FinTech Payments Credit Cards Enterprise
Visit Website
Founded 2019
Founder(s) Eric Glyman, Karim Atiyeh, Gene Lee
Country US
Coverage Global
Access Type Hybrid
Pricing Model Freemium
Pricing Visibility Public
Sandbox Not available
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