Peach Finance
API-first loan management and servicing software.
Active Loans
$2B+
Revenue Retention
150%
System Uptime
99%+
Supported Lenders
50+
Supported Asset Classes
10
About Peach Finance
Peach offers a comprehensive, API-first lending platform designed for modern lenders, including fintechs, banks, and credit unions. The platform manages the entire post-origination loan lifecycle, featuring a robust compliance engine (Compliance Guard™), CRM functionalities, borrower portals, and automated communications. It supports a wide range of asset classes, including BNPL, credit and charge cards, personal loans, and business loans. Key differentiators include their "Loan Replay" technology for maintaining a clean audit trail and a focus on rapid implementation, allowing clients to launch new lending products in weeks rather than months. The platform is built by a team with experience from leading fintechs like Affirm and Enova.
Platform Features
Loan Management
Manages the entire post-origination lifecycle for various loan types.
Compliance Guard™
An integrated compliance engine that adapts to changing state and federal rules.
Loan Replay™
Technology for making retroactive ledger changes without breaking the audit trail.
Servicing Tools
Includes CRM, borrower and agent portals, and automated communications.
Api-First
Full REST API parity, allowing developers to build on the system, not around it.
Supported Asset Classes
Bnpl
Point-of-sale, virtual card, and post-purchase Buy Now, Pay Later products.
Cards
Charge cards, credit cards, and BNPL virtual cards.
Personal Loans
Secured or unsecured personal installment loans.
Business Loans
Secured or unsecured business lending products.