Mono
Powering African businesses with Open Banking.
Accounts Linked
5M+
Financial Data Processed
10B+
Banks and Fintechs
100+
Countries Covered
3
About Mono
Mono provides a suite of APIs that serve as the building blocks for financial services in Africa. Their products allow businesses to securely connect to their customers' bank accounts to retrieve real-time financial data, transaction history, and account statements for use cases like credit risk assessment and personal finance management. Mono also facilitates both one-time (DirectPay) and recurring (DirectDebit) payments directly from bank accounts, offering a streamlined alternative to card payments. Additionally, their identity verification tools help businesses with KYC and customer onboarding by verifying government-issued IDs and other personal data.
Financial Data APIs
Connect
Securely link customer bank accounts to access real-time financial data.
Statement Pages
A no-code tool to collect financial statements from users via a shareable link.
Data Enrichment
Provides cleaned and categorized transaction insights.
Creditworthiness
APIs to verify income, assess credit eligibility, and analyze spending patterns.
Payment APIs
Directpay
Initiate one-time payments directly from a user's bank account.
Directdebit
Collect recurring payments and manage mandates for subscriptions and loan repayments.
Identity Verification APIs
Lookup
Verify government-issued IDs like BVN, NIN, and driver's licenses.
Prove
Verify customer identity to streamline onboarding and reduce fraud.