Marqeta
The modern card issuing platform for building innovative payment solutions.
Annual Processing Volume
$383B+ (2023)
Platform Uptime
99.99%
Countries of Operation
40+
About Marqeta
Marqeta offers a comprehensive card issuing and payment processing platform built for innovators and enterprises. Its open APIs provide deep control over the entire card lifecycle, from issuance to transaction authorization. Key features include Just-in-Time (JIT) Funding, which allows for dynamic funding of transactions at the moment of authorization, and granular spend controls to manage risk and prevent fraud. The platform supports a wide array of commercial and consumer solutions, including supplier payments, commercial banking, expense management, and digital banking. By managing relationships with issuing banks and networks, Marqeta helps businesses accelerate their time-to-market and scale their card programs globally across more than 40 countries.
Platform Core Features
Card Issuing
Issue physical, virtual, and tokenized cards for any use case.
Just-In-Time (Jit) Funding
Fund transactions at the point of sale from an external source.
Dynamic Spend Controls
Set granular rules for where, when, and how cards can be used.
Payment Processing
Real-time authorization and processing engine for transactions.
Open Apis
RESTful APIs to programmatically manage the entire card lifecycle.
Supported Use Cases
Expense Management
Issue corporate cards with configurable spend policies and reporting.
On-Demand Delivery
Pay gig economy workers and marketplace vendors instantly.
Digital Banking
Powering debit and credit card programs for neobanks and fintechs.
Buy Now, Pay Later (Bnpl)
Enable installment payments at the point of sale with virtual cards.
Supplier Payments
Streamline B2B payments with virtual cards for accounts payable.