Verified Embedded Insurance Founded 2014
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Cover Genius

Embedded insurance for the world's largest digital companies.

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AU Global

Cover Genius is a global insurtech company that enables digital businesses to embed and offer tailored insurance and protection products to their customers. Their platform, XCover, provides a single API for global distribution and claims management.

Customers Protected

30M+

Global Partners

Ryanair, Uber, eBay, Hopper

Claims NPS

+65

Coverage

60+ Countries & 50 US States

About Cover Genius

Cover Genius specializes in embedded protection, offering a global insurance distribution platform for digital companies. Through a single API integration, partners can offer their customers hyper-relevant insurance products at the point of sale or sign-up. The platform, XCover, is designed to handle the complexities of global licensing, allowing partners to sell protection in over 60 countries and 50 US states. Cover Genius also manages the entire customer lifecycle, including a claims process backed by a high Net Promoter Score. Their technology leverages data science to tailor products and pricing, aiming to increase revenue and customer satisfaction for businesses in travel, retail, fintech, logistics, and more.

XCover Distribution Platform

Integration

Single API for global insurance distribution.

Dynamic Pricing

Data-driven pricing optimization to maximize conversions.

Product Recommendations

AI-based recommendations for personalized offers.

Licensing

Licensed to sell in 60+ countries and all 50 US states.

XClaim Claims Platform

Instant Payments

Instant payment of approved claims in over 90 currencies.

Claim Status

Real-time updates and tracking for customers.

Nps Score

Industry-leading Net Promoter Score of +65.

Global Support

24/7 multilingual customer support and claims handling.

Target Industries

Airlines & Travel

Embedded travel insurance and trip protection.

E-Commerce & Retail

Product protection, shipping insurance, and extended warranties.

Logistics

Cargo and shipping insurance for businesses.

Fintech & Banks

Ticket protection, card protection, and other financial products.

Tags

FinTech API Insurance Global Enterprise

Quick Info

Founded 2014
Founder(s) Angus McDonald, Chris Bayley
Country AU
Coverage Global
Access Type Sales-assisted
Pricing Model Enterprise
Pricing Visibility Contact sales
Auth Method API Key
Sandbox Not available