Canopy Servicing
The most flexible loan management system for commercial lenders.
Loan Types
Secured, Revolving, Installment, Hybrid
Key Integrations
Stripe, Checkout.com, Galileo, Modern Treasury
Target Customers
Fintechs, Digital Banks, Vertical SaaS
About Canopy Servicing
Canopy offers a comprehensive loan management and servicing platform, CanopyOS, designed for B2B lending. Its core system allows for the creation of customized policies, interest rates, and payment plans to improve customer retention. The platform includes several key components: Collateral Management for unifying loan tapes with collateral, Canopy Connect for automating loan tasks, DataDirect for generating reports and insights, and LoanLab for simulating loan lifecycles. Purpose-built for developers, Canopy features a low-code API to launch products quickly and integrates with various partners like Checkout.com, Stripe, Modern Treasury, and Galileo, supporting use cases from working capital and lines of credit to BNPL.
CanopyOS Platform Features
Canopy Core
The central loan management and servicing system.
Collateral Management
Integrates loan tapes with collateral for secured lending.
Canopy Connect
Automates loan tasks and operational workflows.
Datadirect
Generates reports and insights for cross-selling and upselling.
Loanlab
Simulates the entire lifecycle of a loan to test policies and actions.
Safeguard
Ensures accurate calculations across various business lending scenarios.
Supported Use Cases
Working Capital
Provides businesses with the capital needed for daily operations.
Line Of Credit
Offers flexible borrowing and repayment options up to a preset limit.
Installment Loans
Manages loans with scheduled, regular payments over time.
Buy Now Pay Later (Bnpl)
Enables financing for purchases at the point of sale.
Commercial Credit Card
Infrastructure to manage commercial card programs.