Alloy
A complete view of identity, powered by Actionable AI.
Clients
800+ financial institutions
Data Partners
270+
Market Coverage
195 countries
Fraud Reduction
58% decrease in manual reviews
About Alloy
Alloy provides a comprehensive identity and fraud prevention platform designed for financial institutions to manage risk across the entire customer lifecycle. The platform's core is an orchestration engine that connects to over 270 data sources, allowing clients to create automated, auditable workflows for KYC/KYB, AML, and fraud checks. It features a suite of tools called Actionable AI, which combines predictive machine learning with agentic automation to continuously handle fraud detection, scoring, and case review. Key use cases include faster customer onboarding, ongoing transaction monitoring, credit underwriting, and managing embedded finance risk, all aimed at reducing manual work and approving more legitimate customers.
Core Platform Features
Orchestration Engine
Build and customize identity and risk workflows by connecting to a large ecosystem of data partners.
Actionable Ai
Utilizes predictive machine learning and agentic automation for fraud detection, scoring, and case review.
Full Lifecycle Monitoring
Manage risk from initial onboarding through the entire customer lifecycle with ongoing monitoring and evolving profiles.
Single View Of Risk
Consolidates identity, fraud, and compliance data into a unified view for better decision-making.
Solutions
Onboarding
Verify customer identities quickly and with minimal friction to reduce drop-off and approve more good customers.
Fraud Prevention
Detect and prevent fraud across onboarding, transactions, and account activity with adaptive machine learning models.
Compliance
Streamline KYC/KYB, AML checks, and ongoing monitoring with fully auditable, automated workflows.
Credit Underwriting
Integrate credit bureau and alternative data to get a clearer picture of applicants and make smarter credit decisions.
Embedded Finance
Helps sponsor banks and fintechs manage shared compliance and fraud risk in BaaS partnerships.